In my effort to be more financially responsible, I went online and requested one of my three free credit reports from annualcreditreport.com. These are free to everyone because the law requires three different agencies to give you a free credit report each year. I just chose to get one at this time so that I can use the others periodically through the year and not have to pay.Anyway, it was a good thing I did check my credit report because I found some discrepancies! It wasn't actually credit mistakes, but mistakes about my personal info, like date of birth and previous addresses. So I filed a dispute and hopefully that will get cleared up. But I'm very glad that I did it now, rather than find out later when it really matters.
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